At different stages of life, the need for life insurance will vary, here’s a list of reasons for life insurance:

• Young Singles/Young Couples- cover off any debt including debts with co-signers,  final expenses, does your family history have significant health issues?
• Young Family – debts, mortgage, final expenses, ongoing income needs, education fund
• Maturing Family- debts, mortgage, final expenses, ongoing income needs, education fund
• Pre-Retirees- debts, mortgage, final expenses, ongoing income needs, final taxes
• Retirees – debts, final expenses, leave a legacy, final taxes